My Sister Sold Our Dying Mother’s House in 2019, Last Week, I Bought It Back at Her Foreclosure Auction.
The settlement meeting was on a Monday morning in a conference room in Denise’s office in downtown Minneapolis. Gray carpet, a long table, a pitcher of water no one touched.
Julie came in first, alone. No Greg. She looked like she hadn’t slept in a week. She’d lost weight. She was wearing a sweater I recognized as one of Mom’s, a soft cream cardigan Mom used to wear to church. I don’t know if she wore it on purpose or by accident. I don’t know which would have been worse.
She sat across from me.
She did not look at me.
Denise laid out the terms. Julie would sign a confession of judgment for $180,000, representing her share of the fraud, payable to the estate. She would resign as co-executor. She would provide a sworn statement documenting Greg’s role in the transaction, to be held by our office and released only if Greg contested anything. In exchange, we would not refer the matter for criminal prosecution against Julie personally.
Greg was on his own. We had already forwarded a copy of the file to the Ramsey County Attorney’s office the previous Friday.
Julie signed everything.
At the end, when the paperwork was done and Denise had stepped out to make copies, Julie finally looked up at me.
“Are you going to bid on the house?”
“Yes.”
She nodded slowly.
“Katie,” she said. “I know I don’t get to ask for anything. But if you get it. Would you. Would you let the kids come see it sometimes? Just so they know where Grandma lived.”
I looked at my sister across that gray conference room table, in our mother’s cardigan, and I felt, for the first time in four years, something other than the cold engine of the case.
I felt tired. And I felt sad. And I felt, underneath everything, the small girl who used to share a bunk bed with her in the yellow house on Linden Street.
“Yes,” I said. “I’ll let the kids come.”
She started to cry.
I did not reach across the table. I was not ready for that yet. Maybe I would be someday. Maybe I wouldn’t.
But I said, “Julie. Peggy is getting her ninety thousand back. From the settlement. The first ninety thousand you pay goes to her. She’s an old woman and Greg stole from her too, and she deserves that money before anyone else touches it.”
Julie nodded. She was still crying.
“That’s the right thing,” she whispered.
“I know it is,” I said. “That’s why I’m doing it.”
The auction was three days later, in a small room in the Ramsey County Government Center. Fluorescent lights. Metal folding chairs. Maybe fifteen people, most of them investors in fleece vests scrolling on their phones.
The house came up. The opening bid was set at the outstanding mortgage balance, which was $267,000.
I raised my paddle at $268,000.
An investor across the room bid $275,000.
I went to $290,000.
He hesitated. Looked at his phone. Bid $295,000.
I bid $310,000.
He shook his head and set his paddle down.
The auctioneer looked around the room. Called it once. Twice. Sold.
I paid $310,000 for my mother’s house.
I walked out into the cold November sunlight on the plaza in front of the government center, and I sat down on a concrete bench, and I cried for the first time since the funeral four years earlier. Not neat crying. The other kind. A woman walking her dog stopped and asked if I was okay, and I nodded and waved her on, and I kept crying.
I cried because I had won.
And I cried because winning did not bring my mother back, and it did not undo what my sister had done, and it did not give me back the four years I had spent carrying a banker’s box under my bed instead of grieving like a normal person.
I drove to Linden Street that afternoon.
The renters had moved out the month before, when the foreclosure notice went up. The house was empty. I let myself in with the key the auction office had given me, and I walked through the rooms.
Mom’s kitchen was painted a color that wasn’t hers. The living room carpet had been ripped out and replaced with cheap laminate. The back deck my father built was still there, weathered but solid.
I went out onto the deck.
I knelt down and I looked at the underside of the porch railing.
- 1987. In fat crayon block letters, faded but there.
I sat down on the deck steps and I called my sister.
She answered on the first ring.
“I got the house,” I said.
There was a pause. Then, very quietly, “Good.”
“Julie.”
“Yes.”
“Bring the kids over on Sunday. I’ll make lunch. There’s nothing in the fridge yet but I’ll figure something out.”
I could hear her breathing on the other end of the line.
“Katie,” she said. “Are you sure?”
I looked at my initials on the underside of the railing my father built in the year I turned seven, in the house my mother lived in for forty-one years, in the yard where the crabapple tree was still standing and would drop fruit on the sidewalk again next September.
“I’m sure,” I said. “Just you and the kids. Not Greg.”
“Not Greg,” she agreed.
“Julie.”
“Yes.”
“I’m not okay yet. With you. I don’t know when I will be. I might never be, all the way. But Mom would want the kids to know this house. And she would want us to try.”
“I know,” she said. “I know she would.”
We were both quiet for a while, on the phone, my sister in her house in Edina and me on the back deck on Linden Street, and neither of us said anything, and neither of us hung up.
The sun was starting to go down over the roof of the neighbor’s garage. The light on the yard was that particular slanting gold you only get in November in Minnesota.
“Sunday,” I said finally. “One o’clock. I’ll figure out the food.”
“Okay,” she said. “Okay, Katie. We’ll be there.”
I hung up the phone.
I sat on the back deck of my mother’s house until it got dark.
Then I locked up, and I drove home to my rental, and the next morning I called a moving company, and I started, at last, to come home.
